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Secured Loans

Secured Loans are loans which are guaranteed by the Equity in your home - if you default on Repayments, the Lender has the option of repossessing your home to repay the loan, although that step is very much a last resort.
Because of this security, Secured Loans are less of a risk to the Lender than Unsecured Loans, and so the interest rate will usually be lower, and it is easier to get approved for those with Bad Credit ratings etc.

 

 

 

   

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